Experts project US home prices ↑ 15.2% cumulatively by the end of 2028.
Optimistic forecasts expect ↑ 24.3% cumulative growth by 2028, driven by strong demand and limited inventory.
Pessimistic estimates show only ↑ 5.6% growth, citing high rates and affordability as key barriers.
The wide forecast range signals ongoing uncertainty in mortgage rates, supply, and economic conditions.
Buyers in 2028 may face fewer bidding wars, but affordability challenges will likely persist nationwide.